Real Estate & Bank Account Tracing by Experienced Lawyers

Our bilingual legal team helps businesses and individuals collect overdue payments across France.

Our Process

Real Estate & Bank Account Tracing in France Identify Hidden or Seizable Assets

When a debtor refuses to pay, it becomes crucial to determine whether they own real estate or maintain bank accounts in France. These assets are often the most reliable sources for enforcement, seizure, and recovery.
Our law firm provides lawyer-led real estate and bank account tracing, giving international companies clear, actionable intelligence before negotiating, litigating, or enforcing a judgment.

We help foreign businesses, investors, lenders, and legal teams uncover attachable assets — legally, confidentially, and effectively.

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Our Proven Process

Why Work With a French Business Lawyer for Real Estate & Bank Account Tracing?

In France, accessing information about bank accounts and real estate ownership is heavily regulated.

Step 1

Lawfully coordinate with certified bailiffs (huissiers)

Step 2

Prepare legal grounds for bank account identification

Step 3

Request property ownership information from national registries

Step 4

Initiate emergency asset-freezing procedures

Step 5

Gather intelligence admissible in court

Our Process

Our Real Estate & Bank Account Tracing Services

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Bank Account Tracing (Recherche de Comptes Bancaires)

We identify whether the debtor holds active bank accounts in France.

Includes:

  • Coordination with court-authorized bailiffs
  • Identification of active bank institutions
  • Traces of current and savings accounts
  • Verification of financial activity indicators
  • Preparation for bank account seizures (“saisie attribution”)

Goal: determine whether bank assets are available and recoverable.

Real Estate Ownership Search

We investigate whether the debtor owns property anywhere in France.

Includes:

  • National land registry search (Service de la Publicité Foncière)
  • Identification of houses, apartments, commercial units, land
  • Property value indicators
  • Mortgage and lien reports
  • Enforcement potential analysis for judicial sale

Goal: confirm attachable real estate suitable for seizure.

Corporate Asset & Shareholding Cross-Checks

If the debtor is a business owner or executive, we

Includes:

  • Company shareholdings
  • Directorships
  • Corporate property and assets
  • Business-related financial indicators

 Goal: reveal corporate paths to enforcement.

Pre-Seizure Strategy & Legal Assessment

If assets are identified, we prepare the legal strategy for

Includes:

  • Saisie conservatoire (urgent asset freezing)
  • Bank account seizure
  • Real estate seizure & judicial auction
  • Optimized litigation or settlement leverage

 Goal: convert traced assets into real recovery.

Our Process

Transparent & Business-Friendly Fees

Bank Account Tracing

Starting at 650 € HT → Bailiff-coordinated bank search + report

Real Estate Ownership Search

Starting at 850 € HT → National property registry search + ownership report

Full Real Estate + Bank Tracing Package

Starting at 1,350 € HT → Combined search + enforcement recommendations

Tracing + Saisie Conservatoire Preparation

Quoted individually → For urgent freezing of bank accounts or property

600+

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Our Process

We Assist International Clients

We represent:

What is real estate and bank account tracing?

Real estate and bank account tracing involves the legal process of identifying and locating a debtor’s real estate properties and bank accounts. This is typically done to recover unpaid debts or enforce court judgments. It ensures that creditors can take necessary enforcement measures.

How is real estate tracing conducted in France?

Real estate tracing in France is performed by searching public property registers, which include:

  • The Cadastre (land registry)
  • Notary records of property transactions
  • Local property sales records

A lawyer or bailiff will work with these records to locate properties owned by the debtor, often leveraging legal databases to ensure compliance with privacy laws.

Why is real estate and bank account tracing important?

Tracing is crucial because:

  • It helps identify hidden or undisclosed assets
  • It allows creditors to enforce judgments by seizing assets or garnishing bank accounts
  • It increases the chances of debt recovery by pinpointing available assets for seizure

Without tracing, creditors may struggle to locate assets for enforcement.

How are bank accounts traced in France?

Bank account tracing is typically conducted through the FICOBA (Fichier des Comptes Bancaires), which is a national registry of bank accounts held in France. To trace accounts:

  • A bailiff or lawyer may request access to the registry, provided they have a legal claim or court order
  • Tracing can also involve reviewing financial documents such as bank statements or wire transfers

Only authorized legal professionals can access sensitive banking data.

Request Your Free 48h Case Assessment

Send us your unpaid invoices and documents, and our lawyers will review your case at no cost.
You receive a clear recovery evaluation and an initial debtor check within 48 hours.

Protect Your Business With a Contract & GTC Audit

Our lawyers review your contracts and terms to add protective clauses—retention of title, penalties, guarantees—so you avoid future non-payment.
Strengthen your legal framework before issues arise.

More About Real Estate & Bank Account Tracing

Can foreign creditors trace real estate or bank accounts in France?

Yes, foreign creditors can trace assets in France, but they may need to:

  • Engage a French lawyer or bailiff for assistance
  • Ensure the legal recognition of foreign judgments (via exequatur)
  • Comply with French privacy laws, including GDPR

Tracing is possible but may require navigating French legal and procedural hurdles.

French privacy laws, including GDPR, protect personal data. However, asset tracing can still be carried out under specific legal conditions:

  • A valid court order or recognized judgment is required
  • Only authorized professionals (lawyers, bailiffs) may request certain data
  • Sensitive personal information is not disclosed unless necessary for enforcement

Legal compliance is crucial to avoid violating privacy laws.

The duration of tracing depends on:

  • The complexity of the case
  • The debtor’s asset locations
  • Availability of public records

Real estate tracing typically takes a few weeks, while bank account tracing can take several weeks depending on access to financial records.

Yes, debtors may attempt to:

  • Transfer assets to third parties or family members
  • Use offshore accounts or shell companies
  • Transfer real estate to entities with unclear ownership

Legal professionals use advanced techniques and databases to uncover hidden assets and ensure creditors can locate and enforce them.

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