Payment Arrangement Services by Specialist Lawyers

Our bilingual legal team helps businesses and individuals collect overdue payments across France.

Our Process

Payment Arrangement Drafting in France Secure, Enforceable & Legally Compliant Agreements

Obtain a legally binding payment plan from your French debtor—professionally drafted by French business lawyers.

When a debtor cannot pay immediately but is willing to settle the debt, the most effective solution is a payment arrangement (plan de paiement) drafted by a French lawyer. A proper agreement prevents disputes, avoids litigation, and ensures you recover your funds safely and in full.

Our firm drafts secure, enforceable payment arrangements for international companies dealing with French debtors who need structured payment terms. Every agreement we draft is compliant with French law and written to protect your financial interests.

We assist suppliers, exporters, IT companies, manufacturers, and B2B service providers seeking reliable and enforceable payment terms from French clients.

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Our Proven Process

Why Use a French Lawyer to Draft a Payment Arrangement?

Payment arrangements in France must follow strict legal rules to be enforceable.

A poorly written plan exposes you to:

Step 1

non-payment

Step 2

disputes about deadlines

Step 3

debtor renegotiation

Step 4

invalid penalty clauses

Step 5

unenforceable terms

Our Process

Our Payment Arrangement Drafting Services

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Legal Review & Strategic Assessment

Before drafting anything, we review your documentation to structure the agreement properly:

  • Contracts, invoices, delivery notes
  • Email exchanges & prior demands
  • Existing risks or disputes
  • Statutory penalties & interest
  • Debtor solvency and payment capacity

Goal: Ensure the agreement reflects your full legal rights under French law.

Direct Contact With the Debtor

We reach out to the debtor (or their lawyer) to:

  • Confirm willingness to enter a payment plan
  • Determine reasonable instalment amounts
  • Explain legal consequences of non-compliance
  • Negotiate terms firmly but professionally

Goal: Finalise payment terms that are realistic and enforceable.

Drafting the Payment Arrangement Agreement

We prepare a lawyer-drafted, fully enforceable agreement including:

  • Full acknowledgment of the debt
  • Payment amounts and exact deadlines
  • Interest, penalties & legal costs
  • Default clauses triggering full immediate payment
  • Confidentiality clauses
  • Enforcement provisions
  • Waiver of future disputes


Goal:
Protect your interests and remove any uncertainty.

Signature & Digital Execution

We organise:

  • Electronic signature (valid in France & internationally)
  • Confirmation of debtor identity
  • Delivery of signed copies to both parties
  • Registration (optional) for additional legal certainty

Goal:  Formalise the agreement quickly and securely.

Our Process

Transparent & Predictable Fees

Payment Arrangement Drafting

From 450 € HT
→ Negotiation + fully enforceable agreement

Payment Arrangement With Guarantees

From 750 € HT

→ Includes surety, bank guarantee, or corporate guarantee clauses

Monitoring & Enforcement

From 250 € HT 

→ Tracking instalments + reminders + compliance checks

Enforcement Measures (Bailiff Seizures)

Quoted individually

→ Based on assets and procedural complexity

600+

Clients Trust

our services

Free legal advice from your personal specialist

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Our Process

We Serve International Companies Worldwide

Typical clients include:

Why is payment arrangement drafting important?

Properly drafting a payment arrangement ensures that:

  • Both parties understand their obligations and rights
  • The creditor has a clear path to enforce payment
  • The debtor can manage their debt repayment without risking further legal actions or default
  • The agreement is legally enforceable in case of non-compliance

A well-drafted agreement protects both parties and provides clarity, minimizing the risk of future disputes.

Can a payment arrangement be adjusted over time?

Yes, a payment arrangement can be modified if both parties agree. Changes could include:

  • Extending the repayment period
  • Reducing the monthly payment amount
  • Adjusting interest or fees

It is advisable to consult a lawyer to amend the agreement properly and ensure it remains enforceable.

What should be included in a payment arrangement?

Key elements of a payment arrangement include:

  • Principal Amount: The total debt owed
  • Repayment Terms: Frequency, amount, and due dates for payments
  • Interest Rates: If applicable, the interest charged on the debt
  • Penalties for Late Payments: Any late fees or consequences for missed payments
  • Final Settlement: When the debt will be considered fully paid off
  • Signatures: Both parties must sign to make the arrangement legally binding

A comprehensive payment arrangement provides clarity and sets expectations for both parties.

What happens if the debtor misses a payment under a payment arrangement?

If a debtor misses a payment, the agreement may include provisions for:

  • Late fees or penalties
  • Suspension or termination of the payment arrangement
  • Legal action to recover the debt, including enforcement measures like asset seizure or wage garnishment

The consequences of missed payments should be clearly outlined in the payment arrangement to avoid confusion.

Request Your Free 48h Case Assessment

Send us your unpaid invoices and documents, and our lawyers will review your case at no cost.
You receive a clear recovery evaluation and an initial debtor check within 48 hours.

Protect Your Business With a Contract & GTC Audit

Our lawyers review your contracts and terms to add protective clauses—retention of title, penalties, guarantees—so you avoid future non-payment.
Strengthen your legal framework before issues arise.

More About Collect Your Debt

How is a payment arrangement legally enforced?

Once a payment arrangement is in place and signed by both parties, it becomes a legally binding contract. If the debtor fails to meet the terms:

  • The creditor can take legal action to enforce the agreement
  • This may involve seeking a court order or using enforcement measures like asset seizures or wage garnishments

Having a lawyer draft the arrangement ensures that it is enforceable in court if necessary.

Yes, a lawyer plays a key role in:

  • Ensuring that the payment arrangement complies with applicable laws
  • Negotiating favorable terms for the creditor or debtor
  • Drafting clear, legally enforceable terms
  • Reviewing the agreement for any potential issues that could arise in the future

Legal expertise ensures that the arrangement is both fair and enforceable.

The duration of a payment arrangement depends on:

  • The total amount of the debt
  • The debtor’s ability to make regular payments
  • The agreement between the debtor and creditor

A well-structured arrangement should set a reasonable timeline for repayment, considering both parties’ financial positions.

Yes, a payment arrangement can be applied to various types of debt, including:

  • Credit card debts
  • Personal loans
  • Business debts
  • Mortgage arrears
  • Medical bills

The key is that both parties agree to the terms, and the agreement is tailored to the specific type of debt.

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